Let Us Help You Find What's Rightfully Yours

Every year, significant amounts of money remain unclaimed because individuals move, change names, lose track of accounts, or pass away without their loved ones knowing that certain financial assets exist.

Our Life & Legacy Services team helps individuals, families, heirs, fiduciaries, and attorneys identify potentially unclaimed assets and navigate the administrative steps involved in recovering them.

With decades of combined experience in Trusts & Estates administration, we understand that locating assets is often only the beginning. Establishing ownership, identifying the appropriate claimant, and assembling supporting documentation can present additional challenges, particularly when the original owner is deceased.

Let our experience help simplify the process.

Unclaimed funds are financial assets that have been left inactive, forgotten, or otherwise uncollected by their rightful owners.

After certain periods of inactivity, financial institutions and other organizations may be required to transfer these assets to the appropriate state unclaimed-property authority, where they are held for the rightful owner or another legally entitled claimant.

• Bank Accounts: Forgotten checking accounts, savings accounts, and certificates of deposit.
• Uncashed Checks: Payroll checks, refunds, vendor payments, and other uncollected payments.
• Insurance Proceeds: Unclaimed life insurance benefits and other insurance-related payments.
• Stocks & Investments: Dividends, securities, bonds, and other financial holdings.
• Estate Proceeds: Assets or distributions belonging to deceased individuals or their estates.
• Refunds & Deposits: Utility deposits, security deposits, credits, and other unreturned funds.
• Court-Held Funds: Certain funds held or transferred through court-related proceedings.
• Business Assets: Unclaimed financial property belonging to businesses or other organizations.

Not every missing asset is held by a state unclaimed-property program. Depending on the circumstances, additional research or professional assistance may be necessary.

We conduct research using available public records, official unclaimed-property databases, historical addresses, name variations, and other appropriate resources to identify potential assets.

Our research may extend across multiple states when an individual or business has relocated or maintained financial relationships in different jurisdictions.

When a loved one passes away, financial assets may remain undiscovered long after the estate administration process has begun—or even after it has concluded.

Our team assists attorneys, executors, administrators, and other interested individuals in identifying potential estate assets and determining what documentation or legal authority may be necessary to pursue recovery.

Where additional estate proceedings or legal determinations are required, we coordinate with the appropriate attorney.

Locating potentially unclaimed funds does not automatically establish the right to receive them.

Depending on the circumstances, claimants may need to provide identification, historical address records, death certificates, fiduciary appointment documents, proof of ownership, or other supporting materials.

VPANY assists with organizing and preparing the administrative documentation required by the applicable agency, subject to the claimant's authority and governing law.

With appropriate authorization, we can assist in coordinating permissible claim submissions, organizing correspondence, monitoring claim status, and responding to administrative requests for additional information.

Our objective is to reduce the time and administrative burden placed on claimants while keeping the recovery process organized.

Individuals: Searching for forgotten personal funds, former employment payments, or assets associated with previous residences.

Heirs & Family Members: Investigating potential assets belonging to deceased relatives and understanding what steps may be required to establish entitlement.

Executors & Administrators: Identifying possible additional estate assets and coordinating the administrative requirements associated with recovery.

Trustees & Other Authorized Fiduciaries: Researching and documenting potentially unclaimed financial property associated with trusts or other fiduciary responsibilities.

Attorneys & Law Firms: Obtaining research, asset-location assistance, documentation support, and administrative claim coordination for estate and fiduciary matters.

Businesses: Investigating potentially unclaimed funds associated with prior business addresses, accounts, or operations.

Step 1 — Complete Our Preliminary Questionnaire

Tell us whom you are researching, your relationship to the individual or entity, and whether you have already identified potentially unclaimed funds.

Step 2 — Initial Review

Our team reviews the information provided to determine whether the matter is suitable for further research or assistance.

Step 3 — Service Proposal & Authorization

If we can assist, we explain the proposed scope of services, any applicable fees, and the authorizations or agreements required before proceeding.

Step 4 — Research & Documentation

Following engagement, we conduct the agreed-upon research and assist with assembling the relevant supporting documentation.

Step 5 — Recovery Coordination

We assist with permissible administrative follow-up and keep you informed of developments. The applicable agency or property holder determines entitlement and whether funds will be released.

Possibly. Eligibility depends on your relationship to the deceased individual, whether an estate representative has been appointed, the 

nature of the property, and the rules of the agency holding the funds. Being a family member does not automatically authorize you to collect estate assets.

Previously undiscovered assets may still be recoverable. Additional documentation, updated fiduciary credentials, or further court proceedings may be necessary, depending on the circumstances.

We can evaluate multi-state research inquiries. State programs have different procedures and requirements, and the availability of VPANY's assistance will depend on the applicable rules.

Timeframes vary based on the agency, nature of the assets, completeness of the documentation, and any questions concerning ownership or authority. Some claims are straightforward; others require extended review.

Any applicable professional service fees will be disclosed before engagement and governed by a written agreement and applicable law. You are never required to hire VPANY to make a claim directly through a government unclaimed-property program.

No. A potential database match does not necessarily mean that the property belongs to you or that a claim will be approved. All claims remain subject to verification and determination by the appropriate agency or property holder.

Whether you are searching for your own forgotten funds, investigating a loved one's financial affairs, or administering an estate, VPANY is here to help you explore the possibilities.

Take the first step toward discovering what may rightfully belong to you or an estate you represent.

Our preliminary questionnaire is designed to help us understand your inquiry. Please do not submit Social Security numbers, account numbers, passwords, or identity documents through the website form.

You may search for and claim unclaimed property directly through official government programs at no charge.

Nationwide:  National Association of Unclaimed Property Administators, 1201 Pennsylvania Ave NW #800, Washington, DC 20004.

VPANY is an independent professional services company and is not affiliated with or endorsed by any state unclaimed-property authority.  VPANY provides research, administrative assistance, and coordination services. We are not a law firm and do not independently provide legal advice or legal representation. Matters requiring legal services are referred to or handled under the direction of appropriately licensed attorneys.  All services are subject to applicable law, proper authorization, and a separate engagement agreement where required. No representation is made that funds exist, belong to a particular claimant, or will be recovered.